Field notes

Blog & insights.

Writing from our founder, Anselm Fowel — on fintech, engineering leadership, product craft, and building at scale. Articles live on anselmfowel.com and stream in here as they are published.

Jul 21, 2026

The First Team Principle for Leaders

Most leaders, when asked to name their team, point downward. They describe the engineers, the product managers, the analysts who report to them. That answer...

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Jul 20, 2026

An Engineer's Introduction to PCI DSS

Every engineer who touches a payments system eventually runs into PCI DSS, usually at the worst possible moment: a few weeks before a deadline, when someone in...

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Jul 19, 2026

Why Software Estimates Are Hard

Every quarter, someone asks me the same question in a slightly different costume. Sometimes it is a board member who wants a date for the new ledger...

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Jul 18, 2026

Retry Logic and Exponential Backoff

Every payment platform I have run eventually develops a relationship with failure. Not the catastrophic kind that wakes you at three in the morning, but the...

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Jul 17, 2026

Managing Up Without Losing Yourself

Early in my career I thought managing up was a euphemism for office politics, the kind of thing people did instead of shipping. I was wrong, but not entirely....

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Jul 16, 2026

Feature Flags Done Right

Every engineering team I have led eventually reaches the same uncomfortable moment: a release is ready, the code is merged, and yet nobody is quite willing to...

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Jul 15, 2026

Mentoring vs Coaching: Knowing the Difference

Somewhere around my third year leading engineering, I realised I was using two words interchangeably that I had no business confusing. I told a senior backend...

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Jul 14, 2026

Building a Reconciliation Engine

Every payments company eventually runs into the same uncomfortable truth: the money you think you have and the money you actually have are two different...

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Jul 13, 2026

How to Onboard an Engineer in Their First 30 Days

I have onboarded enough engineers over the years to know that the first thirty days are not about ramping someone to full productivity. They are about...

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