Field notes

Blog & insights.

Writing from our founder, Anselm Fowel — on fintech, engineering leadership, product craft, and building at scale. Articles live on anselmfowel.com and stream in here as they are published.

Sep 9, 2026

Designing a Ledger-Backed Wallet System

The first wallet system I inherited stored balances as a single column on the user row. A background job updated it. When two payments landed in the same 200...

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Sep 8, 2026

Urgent vs Important on an Engineering Team

A few years ago I kept a spreadsheet of everything my team shipped in a quarter, and then I ran a quiet little experiment. Next to each item I wrote two...

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Sep 7, 2026

Database Transactions and Isolation Levels, Explained

A few years ago we shipped a payment reconciliation job that, under load, occasionally credited a merchant twice for the same settlement. Not often. Maybe one...

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Sep 6, 2026

Building an On-Call Rotation That Does Not Burn People Out

The pager went off at 3:42 on a Tuesday morning. A payment reconciliation job had stalled, and the alert routed to an engineer who had been on call for eleven...

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Sep 5, 2026

How We Run Blue-Green Deployments

The first time I ran a blue-green deployment in anger, it was 6:40 on a Friday evening and the payment authorization service had been down for eleven minutes....

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Sep 4, 2026

How to Let Someone Go With Dignity

The first person I ever let go, I did badly. It was 2011, I was a newly minted team lead, and I had rehearsed the meeting so many times in my head that when he...

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Sep 3, 2026

The Case for Boring Technology in Fintech

A few years ago I sat in a postmortem for an outage that cost us most of a business day of failed settlements. The root cause was not a bug in anything we had...

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Sep 2, 2026

The Two-Pizza Team Rule, Revisited

The first time I heard the two-pizza rule quoted back to me in a planning meeting, it was being used to justify keeping a team at four people while they owned...

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Sep 1, 2026

Building a Rules Engine You Can Actually Maintain

The worst rules engine I ever inherited had 1,847 rules in a single database table, evaluated top to bottom, and the order they ran in was determined by the...

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