Field notes

Blog & insights.

Writing from our founder, Anselm Fowel — on fintech, engineering leadership, product craft, and building at scale. Articles live on anselmfowel.com and stream in here as they are published.

Aug 31, 2026

Running Sprint Planning That People Respect

The worst sprint planning meeting I ever sat through ran for three hours and ended with nobody able to say what we were actually building that week. Fourteen...

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Aug 30, 2026

What a Decade in Fintech Taught Me

When I started in fintech, the word itself still carried a faint whiff of novelty. We were the upstarts, the people building software around the edges of banks...

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Aug 29, 2026

Designing Safe Database Schema Changes

Of all the operational risks I worry about as a CTO in regulated payments, the one that keeps recurring in postmortems is not a fancy distributed-systems...

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Aug 28, 2026

The Habits of Calm Engineering Teams

I have managed engineering teams through payment outages on the busiest shopping day of the year, through regulatory audits that arrived with two weeks notice,...

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Aug 27, 2026

Observability Beyond Logging

For the first decade of my career, observability meant one thing: logs. When something broke, you SSH'd into a box, tailed a file, and grepped for the word...

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Aug 26, 2026

When to Build vs Buy

Every engineering leader I know has a build-versus-buy decision sitting in their backlog right now, and most of them are getting it wrong in one of two...

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Aug 25, 2026

Handling Timezones and Dates Correctly

Of all the categories of bugs I have seen ship to production over a twenty-year career, the ones rooted in date and time handling are the most insidious. They...

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Aug 24, 2026

Protecting Maker Time on an Engineering Team

Every engineering organization I have led has eventually run into the same quiet crisis. The team is busy. Calendars are full. Slack never stops. And yet the...

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Aug 23, 2026

Designing a Settlement System

Settlement is the part of a payments business that nobody talks about and everybody fights about in production. It is the machinery that takes the noisy stream...

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